AARTO fine vs demerit points
Two different consequences can sit on the same infringement notice — money and points. This site calculates the points side.
Last verified: August 2026. Open the demerit calculator → · Updates & sources →
Two columns, one framework
Under AARTO, many road-traffic infringements carry:
- A monetary penalty — what people usually mean by an “AARTO fine” or infringement amount (sometimes with early-payment discounts).
- Demerit points — values published in Schedule 3, column 6 of the AARTO Regulations, 2026 (Gazette 54922). Those points are what DemeritCheck looks up.
Searching “pay AARTO fine” and “AARTO demerit points” therefore answer different questions. Paying (or contesting) the money side is an administrative process through official channels; estimating demerit risk is what this calculator is for.
What DemeritCheck does and does not do
- Does: look up Schedule 3 demerit values, let you mark pending vs final, and total against the 15-point threshold.
- Does not: show fine amounts, process payments, open RTIA/eNaTIS accounts, or confirm whether a notice is paid.
Official payment and representation processes sit with the issuing authority and RTIA channels — not this site. Full disclaimer →
Enforcement caveat
The demerit schedule is in force. The demerit enforcement sections of the Act (24–28) were not proclaimed as of August 2026, so demerit points are not currently suspending licences. Monetary AARTO processes in Phase 2 municipalities are a separate rollout track — do not assume that paying a fine means demerit enforcement has started. Dated sources →
Next steps
To estimate points from charge codes on a notice, use the calculator or browse the offence table. For how points accumulate and what suspension would look like once proclaimed, read how demerit points work and licence suspension.